Pre-seed Stage • Marine Cargo MGA • Embedded Distribution First

Underwriting infrastructure for modern marine logistics.

Predictive underwriting and delegated-authority controls for modern logistics.

IthacaRe is an underwriting and governance layer designed for platforms, brokers, and capacity partners. We help enable faster decisions, quicker binding, cleaner controls, and portfolio discipline — using AI-assisted underwriting and continuous risk signals.

Platform Coverage
Shipment
SME Cargo
Geography
SEA Corridors (focus on priority lanes)
Decision making
Quote / Refer / Decline
Controls
Rule based Engine, Thresholds & Audit Trail
Reporting
Bordereaux-ready outputs, Live Portfolio Accumulations
Signals
Routing, voyage, port congestion, handling, weather, claims learnings

What is IthacaRe

A single, composable layer for marine cargo underwriting — decide, price, quote, distribute, and govern. Plugs into existing stacks so cover happens at the point of shipment, not after the fact.

Predictive decisioning

Real-time quote and referral outcomes with consistent rules and captured rationale.

Operational agility

Friction-light issuance and certificate generation inside platform, forwarder and broker workflows.

Portfolio discipline

Visibility into exposure, accumulation, and performance — with controls baked in as you scale.

Delegated Authority ready oversight

Audit trails, monitoring cadence, and bordereaux-style MI — without the paperwork chaos.

Intelligence that compounds

Signals in

Shipment, routing and context.

Decisions out

Quote / refer / decline with rationale.

Oversight always-on

Monitoring, accumulation, bordereaux-ready MI.

Claims-ready operations

Structured evidence capture and consistent handling rules — designed for transparent, partner-aligned claims outcomes.

How it works

A simple flow that stays buyer-friendly, while remaining governance-ready underneath.

  1. 1

    Capture shipment context

    Collect only what’s needed to underwrite and issue quote-ready terms with clear rationale.

  2. 2

    Score, price, and route outcomes

    Rules and thresholds drive quote/referral/decline decisions — with controlled exceptions.

  3. 3

    Confirm cover and issue certificates instantly

    Certificates and decision logs are created as part of the workflow, not afterthoughts.

  4. 4

    Monitor performance

    Portfolio monitoring and reporting loops support oversight and iteration.

Partners

Three routes to value, one narrative: faster decisions, better controls, cleaner outcomes.

Offer protection at the point of shipment — without adding friction

Success looks like: Higher attach with minimal friction and clean issuance.

  • Simple customer journeys and fast certificate generation
  • Clear outcomes: quote / refer / decline
  • Robust handling of referrals
What you get

Partner-ready flow, governance by design and a pathway to scaled distribution — without disrupting your existing workflows.

Find out what an embedded pilot can offer
Typical pilot: 1–2 corridors, bounded limits, clear referral rules.

Governed underwriting you can scale

Success looks like: Scalable delegated authority with predictable controls and reporting.

  • Underwriting decisions you can stand behind.
  • Portfolio discipline and real time accumulation.
  • Loss and exposure visibility that scales with growth.
What you get

A clean underwriting workflow that supports Delegated Authority–grade oversight, with clear controls and decision traceability.

Partner on capacity readiness
Typical pilot: 1–2 corridors, bounded limits, clear referral rules.

Infrastructure thesis, wedge-first execution

Success looks like: Wedge-first execution with a credible path to repeatable distribution.

  • Category: underwriting infrastructure for modern logistics
  • Initial wedge: cargo in dense trade corridors
  • Execution: governance-first, distribution-led
What you get

A clear narrative, a realistic path to revenue, and an operating model designed to scale — with disciplined underwriting from day one.

Curious? Let’s schedule a quick intro
Typical pilot: 1–2 corridors, bounded limits, clear referral rules.

Frequently Asked Questions

Clear answers on scope, authority, and how we partner.

FAQ (Transparency where it matters)

Where do you sit in the value chain?

We operate as an underwriting and operating layer, embedded alongside distribution and capacity partners rather than competing with them.

What risks do you focus on first?

We start where data availability, operational leverage, and partner alignment are strongest, expanding deliberately as the platform matures.

Who owns underwriting authority?

Authority is delegated, bounded, and governed contractually — always aligned with partner mandates.

How do partners work with you in practice?

Through structured integrations that align incentives across distribution, underwriting, and capacity.

Who should reach out?

Platforms, brokers, capacity partners, and advisors exploring disciplined ways to scale marine insurance.

Trust

Designed for capacity confidence: clear underwriting authority, consistent management information, and auditable decision trails from day one

Governance-first
Built to delegated authority standards

Controls, audit trails, monitoring cadence, and reporting discipline are core design inputs.

Distribution-led
Embedded pilots

We prioritize repeatable distribution with the right partners and controlled rollout.

Operational realism
Designed for insurance operations

Underwriting decisions, artifacts, and oversight — built with “what breaks at scale” in mind.

Execution footprint
Singapore/SEA wedge, global build mindset

Starting where trade density is high and adoption pathways are clear, then expanding responsibly.

Built for partnership. Designed for reliability.

Our underwriting decisions are transparent and reviewable, with clear controls and reporting aligned to partner and capacity expectations.

Vision

Built by leaders grounded in underwriting reality — because scale in insurance is earned, not promised.

Mission

Reduce information asymmetry and operational friction in marine insurance, starting with cargo & expanding to hull soon.

Operating stance

We build infrastructure, not noise. Governance, controls, and distribution fit come first.

Hiring & partners

We’re selectively building with operators, platform teams, and risk/capacity partners.

Get in Touch

Whether partner, investor or advisor, we’ll meet you where you are.

Let's compare notes

Email us Back to top

Reach us at info@ithacare.com and we’ll schedule a brief intro.

About

IthacaRe is an early-stage platform in active build and partner onboarding. This site provides high-level information only and does not constitute an offer of insurance. Any products, availability, or partnerships are subject to regulatory approval, underwriting appetite, and contractual agreement.